Social Security Planning
What if you claim your Social Security benefit at the earliest date? What if you waited until your full retirement age? What if you waited until the maximum age for delayed credits? Is there such a thing as claiming too early? What if your spouse claims at the earliest date and then dies? What happens to your survivor’s benefit?
The answers to these questions will have a significant impact on your lifestyle. What would you do differently? How can you evaluate the different claiming strategies side by side? Can you get a comprehensive estimate of different Social Security claiming strategies?
Jersey Shore Financial Advisors LLC can provide you with an analysis of your Social Security claiming options. We’ll look at the benefit amounts available at various beginning dates. We will illustrate the survivor income benefits available, (if any) and help you decide a course of action that is in your best interest.
Our analysis includes:
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Complete a break-even analysis to determine if you should delay benefits.
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An estimate of your lifetime Social Security benefits.
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Evaluation of how best to coordinate spousal benefits for maximum income and protection for the surviving spouse.
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Optimization strategy considering your age, current health status, life expectancy, earned income, taxes, and overall financial goals.
Fee:
The cost for this service is a simple flat fee of $500.
The fee covers the initial conversation regarding your Social Security claiming objectives; analysis of the available scenarios and a second meeting for presentation of recommendations.
Use the calendar below to schedule a free 30 minute call to learn more about our Social Security Analysis service.
